Cash machine blunders
Re: Cash machine blunders
Ah, I was gonna tell a cash machine tale, but looks like I missed the chance about 3 pages ago
Carry on nerds.
Carry on nerds.
Cheers.
Gwaredd
Gwaredd
Re: Cash machine blunders
Nothing to do with the money coming from the state. It’s theft/fraud, whether they’re manipulating the amount of the payments or falsely claiming or whatever.Orange Cola wrote: ↑Sun Oct 06, 2019 2:51 pm I think most people haven’t picked up on the laundering bit because a significant chunk of the money the criminals are taking is coming directly from the state via welfare payments, the more intelligent criminals will manipulate a vulnerable person to increase the amount of money the state pays into their account before creaming it off the top. Therefore it’s laundering because it’s acquiring money from the state via false pretences and the cash doesn’t even remain with the intended recipient.
The pratting around at cash points disconnects these folk from the source of cash.
It really was ‘easy’ money being made by gangs.
The attempt to launder by turning it into cash and paying it into a different bank account is pretty weak. Why don’t drug dealers just pay their cash into the bank?
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Re: Cash machine blunders
I think Rev having worked in a bank, plus the person who told me this works in a bank, both having seen this sort of thing going on and received training to spot it and deal with it and it being classed as laundering by the police, all of whom know about this activity in far more detail than any of us is good enough to accept it comes under the banner of money laundering, don’t you think? I think Rev even alluded to the fact they’re manipulating innocent, vulnerable peoples accounts to hold money acquired by illegal activities.Jobbo wrote: ↑Mon Oct 07, 2019 12:12 pmNothing to do with the money coming from the state. It’s theft/fraud, whether they’re manipulating the amount of the payments or falsely claiming or whatever.Orange Cola wrote: ↑Sun Oct 06, 2019 2:51 pm I think most people haven’t picked up on the laundering bit because a significant chunk of the money the criminals are taking is coming directly from the state via welfare payments, the more intelligent criminals will manipulate a vulnerable person to increase the amount of money the state pays into their account before creaming it off the top. Therefore it’s laundering because it’s acquiring money from the state via false pretences and the cash doesn’t even remain with the intended recipient.
The pratting around at cash points disconnects these folk from the source of cash.
It really was ‘easy’ money being made by gangs.
The attempt to launder by turning it into cash and paying it into a different bank account is pretty weak. Why don’t drug dealers just pay their cash into the bank?
I don’t know how much more explanation this all needs, I honestly thought this was a reasonably well known practise by gangs and even if you haven’t heard of it before it’s not exactly complex to grasp. They’re criminals after all, not Einstein’s off spring running some elaborate scheme
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Re: Cash machine blunders
Its quite possible you and Rev are wrong but then going all shouty seems to win over without LINKS to prove it
I worked at the DSS writing giros once - that was my job, writing giros ALL DAY. Lots of dodgy folk came from prison, working the streets etc they were just scrounders tho not money launderers
I worked at the DSS writing giros once - that was my job, writing giros ALL DAY. Lots of dodgy folk came from prison, working the streets etc they were just scrounders tho not money launderers
Re: Cash machine blunders
Tango, I’ve not said it isn’t happening. It’s just that it’s not money-laundering.
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Re: Cash machine blunders
But the links proving it are right here, already posted a while ago.Broccers wrote: ↑Mon Oct 07, 2019 1:28 pm Its quite possible you and Rev are wrong but then going all shouty seems to win over without LINKS to prove it
I worked at the DSS writing giros once - that was my job, writing giros ALL DAY. Lots of dodgy folk came from prison, working the streets etc they were just scrounders tho not money launderers
And we’ve never saying people collecting their DSS payments were money launderers, that’s just making shit up!NotoriousREV wrote: ↑Sun Oct 06, 2019 12:41 pm
https://www.oxfordmail.co.uk/news/15615 ... nd-barton/
https://www.theguardian.com/society/201 ... ngs-cuckoo
https://news.sky.com/story/drug-dealers ... e-10377750
There you go Rich, the elderly and vulnerable ARE being targeted by drugs gangs.
What is it, exactly, that’s driving you all to deny the problem described by OC exists? Is it fear? I don’t get it.
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Re: Cash machine blunders
I really don’t think anyone here has all the information to themselves which puts them in a place to argue with the guys who hold all the facts around as to what it’s classed as. I’m happy to take the experts lead on this
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Re: Cash machine blunders
For what it's worth OC, when I worked in Retail Banking, we did several mandatory courses on Money Laundering and it was described ANY attempt hide or "further hide" the origin of money.
By our training (common, given to staff from all 4 retail Banks) Money doesn't have to start off as "Dirty" for a transaction or set of transactions to be considered as laundering. Moving "clean" money around to make it "cleaner" is still consider as Money Laundering if the intention of the movement is to make the origins harder to trace as a result of the movement.
I've no doubt, from a strict legal point of view, Money Laundering has a narrower definition for a person to be accused of the "Crime" of "Money Laundering" - I'm sure Jobbo is correct on that one but in common parlance (at lease in the Irish Retail Banking sector) the definition is broader.
By our training (common, given to staff from all 4 retail Banks) Money doesn't have to start off as "Dirty" for a transaction or set of transactions to be considered as laundering. Moving "clean" money around to make it "cleaner" is still consider as Money Laundering if the intention of the movement is to make the origins harder to trace as a result of the movement.
I've no doubt, from a strict legal point of view, Money Laundering has a narrower definition for a person to be accused of the "Crime" of "Money Laundering" - I'm sure Jobbo is correct on that one but in common parlance (at lease in the Irish Retail Banking sector) the definition is broader.
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Re: Cash machine blunders
If you broaden the scope then all money starts out as clean. Taking the simplest view a bank can issue a brand new tenner to a customer. Said customer can then go and buy drugs with this OR owe a debt to a gang who sold them drugs and is therefore paying money owes, the gang then uses mules to pay the tenner into a clean account which is actually owned by 80 year old Bob from Clean Street, but the gang have either the primary or secondary bank card to that account so they can access the cash freely.dinny_g wrote: ↑Tue Oct 08, 2019 2:18 pm For what it's worth OC, when I worked in Retail Banking, we did several mandatory courses on Money Laundering and it was described ANY attempt hide or "further hide" the origin of money.
By our training (common, given to staff from all 4 retail Banks) Money doesn't have to start off as "Dirty" for a transaction or set of transactions to be considered as laundering. Moving "clean" money around to make it "cleaner" is still consider as Money Laundering if the intention of the movement is to make the origins harder to trace as a result of the movement.
I've no doubt, from a strict legal point of view, Money Laundering has a narrower definition for a person to be accused of the "Crime" of "Money Laundering" - I'm sure Jobbo is correct on that one but in common parlance (at lease in the Irish Retail Banking sector) the definition is broader.
Not laundering?
Mustang GT 5.0 V8 -- Jaguar F-Pace
Re: Cash machine blunders
Back to the original topic, a while ago, I went to a self-checkout counter in Asda to pay for food, only to forget to lift my change and walked away with the food only. Lost about 11 quid that day, lesson learnt.
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Re: Cash machine blunders
I’m terrible at getting a hundred quid out, putting it in my pocket and then using my card everywhere. I’ve just looked and I’ve got £600 in various pockets and the ones in my jeans must’ve been there since August as they’re looking erm.. tired!
ETA - never left card or money in a machine though!
EETA - you’d be upset if you lost this card. http://news.sky.com/story/royal-mint-la ... p-11832042
ETA - never left card or money in a machine though!
EETA - you’d be upset if you lost this card. http://news.sky.com/story/royal-mint-la ... p-11832042
Cheers,
Ian
Ian
Re: Cash machine blunders
My brother's like that Ian...
He dusted off an old coat from his closet last winter and discovered $1200 in the pocket from a trip to New York about three winters previous
He dusted off an old coat from his closet last winter and discovered $1200 in the pocket from a trip to New York about three winters previous
Re: Cash machine blunders
You are - quite simply - way too rich Ian.IanF wrote: ↑Fri Oct 11, 2019 9:56 am I’m terrible at getting a hundred quid out, putting it in my pocket and then using my card everywhere. I’ve just looked and I’ve got £600 in various pockets and the ones in my jeans must’ve been there since August as they’re looking erm.. tired!
ETA - never left card or money in a machine though!
EETA - you’d be upset if you lost this card. http://news.sky.com/story/royal-mint-la ... p-11832042
Having an expensive credit card to make a statement just rated Full-Scale-Deflection on my Tragicometer.
Re: Cash machine blunders
Makes me and my 50 pounds seem proper pauper
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Re: Cash machine blunders
Sorry, it does sound a bit billy big bollocks. Just a hang up from my Dad constantly reminding me to “always have cash in your pocket.”mik wrote: ↑Fri Oct 11, 2019 11:06 amYou are - quite simply - way too rich Ian.IanF wrote: ↑Fri Oct 11, 2019 9:56 am I’m terrible at getting a hundred quid out, putting it in my pocket and then using my card everywhere. I’ve just looked and I’ve got £600 in various pockets and the ones in my jeans must’ve been there since August as they’re looking erm.. tired!
ETA - never left card or money in a machine though!
EETA - you’d be upset if you lost this card. http://news.sky.com/story/royal-mint-la ... p-11832042
Having an expensive credit card to make a statement just rated Full-Scale-Deflection on my Tragicometer.
Oh, and for clarity, I’m not getting one of the Gold cards!
Cheers,
Ian
Ian
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Re: Cash machine blunders
I'm the total opposite. Never carry cash - I even get annoyed if my spend goes over the £30 contactless limit
This of course means it's a total palaver if, like this week, I want to top my tyres up at the local garage, which requires £1.
This of course means it's a total palaver if, like this week, I want to top my tyres up at the local garage, which requires £1.
Re: Cash machine blunders
Morrisons even have contactless machines for that .Swervin_Mervin wrote: ↑Fri Oct 11, 2019 2:03 pm I'm the total opposite. Never carry cash - I even get annoyed if my spend goes over the £30 contactless limit
This of course means it's a total palaver if, like this week, I want to top my tyres up at the local garage, which requires £1.
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Re: Cash machine blunders
Genius.Carlos wrote: ↑Fri Oct 11, 2019 2:16 pmMorrisons even have contactless machines for that .Swervin_Mervin wrote: ↑Fri Oct 11, 2019 2:03 pm I'm the total opposite. Never carry cash - I even get annoyed if my spend goes over the £30 contactless limit
This of course means it's a total palaver if, like this week, I want to top my tyres up at the local garage, which requires £1.
Re: Cash machine blunders
Because compressed air costs to much to a multi-billion-pound company.Swervin_Mervin wrote: ↑Fri Oct 11, 2019 2:44 pmGenius.Carlos wrote: ↑Fri Oct 11, 2019 2:16 pmMorrisons even have contactless machines for that .Swervin_Mervin wrote: ↑Fri Oct 11, 2019 2:03 pm I'm the total opposite. Never carry cash - I even get annoyed if my spend goes over the £30 contactless limit
This of course means it's a total palaver if, like this week, I want to top my tyres up at the local garage, which requires £1.