Car insurance

[DeskJockey]

There's £20 in it between the Zoe and the Galaxy. Seven years difference in age, different mileage limits, and the Zoe being worth about double the Galaxy.

[GG.]

Interesting - google tells me that EVs are typically still 10-25% more expensive to insure but the gap is closing. Obviously this is all averages.

[JonMad]

Yeti renewal with Aviva is up 20% compared to last year, Meerkat suggests Nutshell, for 50% of the Aviva cost. I think (aka ChatGPT confidently claims) they are a brand in a much bigger firm, MISL Ltd.

[Delphi]

So I did insure the 928 with Locktons. £30K agreed value, European breakdown cover, free track day insurance for PCGB events (specifically excluding the Nurburgring), I can drive anyone else's car fully comp with their permission, anyone can drive the 928 fully comp with my permission and strangely it comes with Business use as well.

[Explosive Newt]

I’m fairly sure I am getting shafted by NFU mutual and I’m not really sure why.

£174 a month.
From gocompare the median is about £70 with outliers £45 to £140.

I’m 41, been driving since 17. Nothing on driving licence.
No-fault accidents 11 and 3 years ago. At fault 5 years ago (but I had NCB protection). I’m therefore saying I have 10 years+ NCB… is that wrong.. should it be 5 to be conservative?

I will give them a ring on Monday to haggle this and see what damage adding a Cayman will do but it seems hard to justify sticking with them.

I'm 44, Leeds/Bradford with a Z4C 3.0si and I'm paying less than half that.

With a fresh write off against my name.

Fuck them off.

Equal fault accident just over 5 years ago, and a no-fault 3 years ago. Maybe having 2 within 5 years? But genuinely _no idea_ why it is so great.

Went through a broker who I have access to as part of my income protection, switched to an LV policy for £1100 a year.