
In any case, the lowerer end of the scale are going to pay lower conventional contributions if the declare a realistic salary, therfore have even less reason not to do so. At the end of the day, tax and NI are a transaction that the very idea of it is that you pay in and get it back when you need it. If you don't pay in at the same proportion as everyone else, don't be surprised to find that you then don't get back at the same proportion. It's not rocket science is it?