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Temporary Car Insurance
Posted: Tue Jul 23, 2019 3:00 pm
by Sundayjumper
Gavster's back in the UK and wants to borrow the Aston for a few days, the problem is he doesn't own a car right now and consequently doesn't have his own insurance. I asked my insurers to add him to my policy, but they declined because "He does not have a recent history of driving cars of this nature, and is therefore too high a risk".
Has anyone here had short-term insurance in this kind of situation ?
Re: Temporary Car Insurance
Posted: Tue Jul 23, 2019 3:01 pm
by Jobbo
Tried Dayinsure? There may well be others in the market by now.
Re: Temporary Car Insurance
Posted: Tue Jul 23, 2019 3:05 pm
by Rich B
Give him a compact or something.
Re: Temporary Car Insurance
Posted: Tue Jul 23, 2019 3:08 pm
by Sundayjumper
Jobbo wrote: Tue Jul 23, 2019 3:01 pm
Tried Dayinsure?
Just tried the website, they don't even have list the Vantage as an option ! Confused.com refuses as soon as you enter the reg.
Re: Temporary Car Insurance
Posted: Tue Jul 23, 2019 3:22 pm
by Sundayjumper
Rich B wrote: Tue Jul 23, 2019 3:05 pm
Give him a compact or something.
I certainly could, and getting insurance on that wouldn't be a problem, but I don't think it would serve quite the same purpose in terms of making an impression
Re: Temporary Car Insurance
Posted: Tue Jul 23, 2019 3:24 pm
by Beany
Sundayjumper wrote: Tue Jul 23, 2019 3:22 pm
Rich B wrote: Tue Jul 23, 2019 3:05 pm
Give him a compact or something.
I certainly could, and getting insurance on that wouldn't be a problem, but I don't think it would serve quite the same purpose in terms of making an impression
Give him the compact,
Arrange fully comp third party cover on it.
Cross yer fingers
Re: Temporary Car Insurance
Posted: Tue Jul 23, 2019 3:49 pm
by Rich B
Sundayjumper wrote: Tue Jul 23, 2019 3:22 pm
Rich B wrote: Tue Jul 23, 2019 3:05 pm
Give him a compact or something.
I certainly could, and getting insurance on that wouldn't be a problem, but I don't think it would serve quite the same purpose in terms of making an impression
Gavs a hippy eco warrior vegan now isn’t he? Surely a leather clad V8 is as far from the right impression as is possible?
Re: Temporary Car Insurance
Posted: Tue Jul 23, 2019 4:05 pm
by JLv3.0
"You will never make an impression by driving someone else's car" - Abraham Lincoln, 2019
Re: Temporary Car Insurance
Posted: Tue Jul 23, 2019 4:20 pm
by Sundayjumper
- big_1471927536_1382490838_image.jpg (91.29 KiB) Viewed 2305 times
Re: Temporary Car Insurance
Posted: Thu Jul 25, 2019 8:10 pm
by Orange Cola
I needed temporary car insurance recently but for a slightly different reason, the pick up date of my new car slipped back past my renewal date. I was advised by my reputable car insurance company to renew the insurance policy and cancel within the 14 day cooling off period.
Same trick might work for Gav, get him on his own insurance policy for it and get him to cancel before the cooling off period. You’ll need a good reason to cancel though, mine was ‘not a competitive quote’.
Re: Temporary Car Insurance
Posted: Thu Jul 25, 2019 8:10 pm
by Rich B
Orange Cola wrote: Thu Jul 25, 2019 8:10 pm
I needed temporary car insurance recently but for a slightly different reason, the pick up date of my new car slipped back past my renewal date. I was advised by my reputable car insurance company to renew the insurance policy and cancel within the 14 day cooling off period.
Same trick might work for Gav, get him on his own insurance policy for it and get him to cancel before the cooling off period. You’ll need a good reason to cancel though, mine was ‘not a competitive quote’.
you can’t have two insurance policies on one car though.
Re: Temporary Car Insurance
Posted: Thu Jul 25, 2019 10:39 pm
by Orange Cola
Rich B wrote: Thu Jul 25, 2019 8:10 pm
Orange Cola wrote: Thu Jul 25, 2019 8:10 pm
I needed temporary car insurance recently but for a slightly different reason, the pick up date of my new car slipped back past my renewal date. I was advised by my reputable car insurance company to renew the insurance policy and cancel within the 14 day cooling off period.
Same trick might work for Gav, get him on his own insurance policy for it and get him to cancel before the cooling off period. You’ll need a good reason to cancel though, mine was ‘not a competitive quote’.
you can’t have two insurance policies on one car though.
How does it work with day insure then?
Re: Temporary Car Insurance
Posted: Thu Jul 25, 2019 10:50 pm
by Rich B
Orange Cola wrote: Thu Jul 25, 2019 10:39 pm
Rich B wrote: Thu Jul 25, 2019 8:10 pm
Orange Cola wrote: Thu Jul 25, 2019 8:10 pm
I needed temporary car insurance recently but for a slightly different reason, the pick up date of my new car slipped back past my renewal date. I was advised by my reputable car insurance company to renew the insurance policy and cancel within the 14 day cooling off period.
Same trick might work for Gav, get him on his own insurance policy for it and get him to cancel before the cooling off period. You’ll need a good reason to cancel though, mine was ‘not a competitive quote’.
you can’t have two insurance policies on one car though.
How does it work with day insure then?
There’ll be specific products for insuring yourself on someone else’s car that has its own policy, but you wouldn’t be able to just take out a second normal policy then cancel it in the cooling off period - particularly if you weren’t the owner or registered keeper.
Re: Temporary Car Insurance
Posted: Fri Jul 26, 2019 6:23 am
by scotta
Why don’t you call a broker such as flux or manning and explain what you want. They would be best placed to sort it.
