Cheapest insurance? (Now purchased)

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Gavster
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Cheapest insurance? (Now purchased)

Post by Gavster »

What’s a bargain basement car that’s super cheap to insure? I really want to get something small and simple but really don’t give two hoots what it is, the main thing is cheap insurance. I’ll probably only do about 2000 miles a year in it.

So far

Ford focus £855
Ford fiesta £717
Skoda Fabian £689
VW polo £635
Smart for2 £585
Last edited by Gavster on Tue Nov 14, 2023 8:48 am, edited 1 time in total.
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Sundayjumper
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Re: Cheapest insurance?

Post by Sundayjumper »

I’m assuming it won’t be cheap, but how much is a MINI Clubman for comparison ?
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integrale_evo
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Re: Cheapest insurance?

Post by integrale_evo »

My mito is cheap, but I don’t live anywhere near London.
Cheers, Harry
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mik
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Re: Cheapest insurance?

Post by mik »

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Carlos
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Re: Cheapest insurance?

Post by Carlos »

My i3s is £161 to insure.

Off your list I really fancy a Smart For2 just to try. I am busting to park at 90' to the kerb :D
Last edited by Carlos on Sat Nov 04, 2023 8:54 pm, edited 1 time in total.
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nuttinnew
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Re: Cheapest insurance?

Post by nuttinnew »

VW Fox, though the random way insurance goes it wouldn't surprise if you could insure a Passat or Phaeton for less.
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Zonda_
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Re: Cheapest insurance?

Post by Zonda_ »

Gavster wrote: Sat Nov 04, 2023 7:27 pm What’s a bargain basement car that’s super cheap to insure? I really want to get something small and simple but really don’t give two hoots what it is, the main thing is cheap insurance. I’ll probably only do about 2000 miles a year in it.

So far

Ford focus £855
Ford fiesta £717
Skoda Fabian £689
VW polo £635
Smart for2 £585
Fuck! My M135i is only £260 fully comp protected!
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Mito Man
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Re: Cheapest insurance?

Post by Mito Man »

C1, Panda, i10, Aygo, Micra.
How about not having a sig at all?
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Gavster
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Re: Cheapest insurance?

Post by Gavster »

Thanks for the ideas! I’ll do a load of quote updates later :)
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Sundayjumper
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Re: Cheapest insurance?

Post by Sundayjumper »

Something from this list of entries in today’s Rushmoor Targa.

IMG_2603.jpeg
IMG_2603.jpeg (100.91 KiB) Viewed 1513 times
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jamcg
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Re: Cheapest insurance?

Post by jamcg »

My renaultsport twingo is pretty cheap
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Gavster
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Re: Cheapest insurance?

Post by Gavster »

Gavster wrote: Sat Nov 04, 2023 7:27 pm What’s a bargain basement car that’s super cheap to insure? I really want to get something small and simple but really don’t give two hoots what it is, the main thing is cheap insurance. I’ll probably only do about 2000 miles a year in it.

So far

Ford focus £855
Ford fiesta £717
Skoda Fabian £689
VW polo £635
Smart for2 £585
MINI Clubman £777 (and that looks like your kind of MINI project!)
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Gavster
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Re: Cheapest insurance?

Post by Gavster »

integrale_evo wrote: Sat Nov 04, 2023 7:38 pm My mito is cheap, but I don’t live anywhere near London.
Mito £845
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Gavster
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Re: Cheapest insurance?

Post by Gavster »

nuttinnew wrote: Sat Nov 04, 2023 8:26 pm VW Fox, though the random way insurance goes it wouldn't surprise if you could insure a Passat or Phaeton for less.
Silver Fox £606
Passat £790
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Gavster
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Re: Cheapest insurance?

Post by Gavster »

Zonda_ wrote: Sat Nov 04, 2023 9:29 pm
Gavster wrote: Sat Nov 04, 2023 7:27 pm What’s a bargain basement car that’s super cheap to insure? I really want to get something small and simple but really don’t give two hoots what it is, the main thing is cheap insurance. I’ll probably only do about 2000 miles a year in it.

So far

Ford focus £855
Ford fiesta £717
Skoda Fabian £689
VW polo £635
Smart for2 £585
Fuck! My M135i is only £260 fully comp protected!
M135i £1858 :lol:
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Gavster
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Re: Cheapest insurance?

Post by Gavster »

Mito Man wrote: Sat Nov 04, 2023 9:44 pm C1, Panda, i10, Aygo, Micra.
C1 £601

Panda £749

Clio GT £785

Suffice to say it looks like insurance bottoms out around £600 for a range of small, light, little runaround.

After reviewing all that lot, a Smart For2 does feel like one of the most appealing, just for a laugh. As long as I can get a bike onto it somehow...
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Carlos
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Re: Cheapest insurance?

Post by Carlos »

And you'll give off Big Dick Alpha vibes 😎
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nuttinnew
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Re: Cheapest insurance?

Post by nuttinnew »

MINI 1.4?
Daihatsu Sirion or Charade 1.0?
A2? :? :lol:
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Matty
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Re: Cheapest insurance?

Post by Matty »

I thought the 'trick' (sorry, it's 2023, 'hack') with insurance was to buy big old rare barges that didn't really have any accident history. All the small cars have been usually bounced around buy youngsters.

Tried Volvo's?

My parents neighbour kid imported some big old American thing when he was 18 which was far cheaper than anything else he could insure.
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