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Re: Mortgages

Posted: Wed Dec 07, 2022 1:09 pm
by Broccers
Another one done. Serioushly (pub, meds, fella) how can anyone not think the correct interest rate is less than 5 percent.

Re: Mortgages

Posted: Wed Dec 07, 2022 1:15 pm
by Rich B
I'm almost tempted to DM Broccers like he asked to find out what this breakdown is actually all about, but that'll spoil the magic!

Re: Mortgages

Posted: Wed Dec 07, 2022 1:22 pm
by Sundayjumper
You can’t DM him, he keeps that option blocked.

And it’s not like you’ll get an answer. He’s never able to justify himself.

I’m still waiting for my meatloaf :lol: :lol:

Re: Mortgages

Posted: Wed Dec 07, 2022 1:33 pm
by Carlos
Rate rises will still affect Zed though and ultimately will reduce his spending to lower inflation ! Although house prices have risen, locally rent has probably only increased by 10% between 2010 and 2020 but risen the same amount in the last 2 years and probably the same again in the next 2 years just to keep a similar £ profit.

Low interest rates and inflation has helped us live better the last decade and the middle 50% of society is well equipped to tighten its belt and wait for a bit of wage inflation to counter rate rises.

Those with nothing aren't bothered by interest rates but sadly energy and food can't be cut back on !

Re: Mortgages

Posted: Wed Dec 07, 2022 1:36 pm
by Broccers
Rich B wrote: Wed Dec 07, 2022 1:15 pm I'm almost tempted to DM Broccers like he asked to find out what this breakdown is actually all about, but that'll spoil the magic!
Its unfortunate that your so obtuse that you read and dont reply. Fuck off.

Re: Mortgages

Posted: Wed Dec 07, 2022 1:38 pm
by Broccers
Sundayjumper wrote: Wed Dec 07, 2022 1:22 pm You can’t DM him, he keeps that option blocked.

And it’s not like you’ll get an answer. He’s never able to justify himself.

I’m still waiting for my meatloaf :lol: :lol:
And here he is cpt personality. Your input on mortgages capt ginge?

Re: Mortgages

Posted: Wed Dec 07, 2022 1:43 pm
by Broccers
Carlos wrote: Wed Dec 07, 2022 1:33 pm Rate rises will still affect Zed though and ultimately will reduce his spending to lower inflation ! Although house prices have risen, locally rent has probably only increased by 10% between 2010 and 2020 but risen the same amount in the last 2 years and probably the same again in the next 2 years just to keep a similar £ profit.

Low interest rates and inflation has helped us live better the last decade and the middle 50% of society is well equipped to tighten its belt and wait for a bit of wage inflation to counter rate rises.

Those with nothing aren't bothered by interest rates but sadly energy and food can't be cut back on !
Of course. A sitting tenant will get it passed down. I feel for people in these hard times.

Re: Mortgages

Posted: Wed Dec 07, 2022 1:51 pm
by ZedLeg
Apart from fat alkies who rent :lol:

Re: Mortgages

Posted: Wed Dec 07, 2022 1:52 pm
by drcarlos
ZedLeg wrote: Wed Dec 07, 2022 9:45 am Nope, our sales in general went up over lockdown. It was customs legislation and uncertainty about deliveries that killed our international volume.

Enjoying your latest spiral though mate.

Image
What and absolutely nothing to do with a global downturn in spending caused by the QE bubble bursting due partly to Covid and partly the Ukraine conflict?
You realise those figures through lockdown were being held artificially high by yet more QE, furlough and grants right? People were generally better off as they were paid to stay home, given free money or didn't have the commuting expenses due to work from home so they spent it on goods which funnily enough translates into increase sales volumes across the board.
The QE bubble was always going to burst, you can't just print more money into the system and expect it to retain the same value and as the EUCB, BofE and the US Treasury have all been doing this since 2007/8. Inflation is rife everywhere QE has taken place not just the UK.

Re: Mortgages

Posted: Wed Dec 07, 2022 1:59 pm
by Broccers
drcarlos wrote: Wed Dec 07, 2022 1:52 pm
ZedLeg wrote: Wed Dec 07, 2022 9:45 am Nope, our sales in general went up over lockdown. It was customs legislation and uncertainty about deliveries that killed our international volume.

Enjoying your latest spiral though mate.

Image
What and absolutely nothing to do with a global downturn in spending caused by the QE bubble bursting due partly to Covid and partly the Ukraine conflict?
You realise those figures through lockdown were being held artificially high by yet more QE, furlough and grants right? People were generally better off as they were paid to stay home, given free money or didn't have the commuting expenses due to work from home so they spent it on goods which funnily enough translates into increase sales volumes across the board.
The QE bubble was always going to burst, you can't just print more money into the system and expect it to retain the same value and as the EUCB, BofE and the US Treasury have all been doing this since 2007/8. Inflation is rife everywhere QE has taken place not just the UK.
Brexit mate. You're speaking to thick cunts.

Re: Mortgages

Posted: Wed Dec 07, 2022 1:59 pm
by ZedLeg
It was instant after brexit. We’ve been struggling to hit target this year which is definitely due to general conditions but the drop in international volume is directly connected to brexit. I do this for a living, I’ve looked at the data :lol:

Re: Mortgages

Posted: Wed Dec 07, 2022 2:03 pm
by drcarlos
ZedLeg wrote: Wed Dec 07, 2022 1:59 pm It was instant after brexit. We’ve been struggling to hit target this year which is definitely due to general conditions but the drop in international volume is directly connected to brexit. I do this for a living, I’ve looked at the data :lol:
You also claimed to get all your news/views previously from walking around talking to lots of people and not from reading anything on the internet...... :lol:

Re: Mortgages

Posted: Wed Dec 07, 2022 2:04 pm
by Broccers
drcarlos wrote: Wed Dec 07, 2022 2:03 pm
ZedLeg wrote: Wed Dec 07, 2022 1:59 pm It was instant after brexit. We’ve been struggling to hit target this year which is definitely due to general conditions but the drop in international volume is directly connected to brexit. I do this for a living, I’ve looked at the data :lol:
You also claimed to get all your news/views previously from walking around talking to lots of people and not from reading anything on the internet...... :lol:
He/she is a cunt, mate.

Re: Mortgages

Posted: Wed Dec 07, 2022 2:06 pm
by Sundayjumper
Sundayjumper wrote: Wed Dec 07, 2022 1:22 pm And it’s not like you’ll get an answer. He’s never able to justify himself.

I’m still waiting for my meatloaf :lol: :lol:

Re: Mortgages

Posted: Wed Dec 07, 2022 2:06 pm
by ZedLeg
drcarlos wrote: Wed Dec 07, 2022 2:03 pm
ZedLeg wrote: Wed Dec 07, 2022 1:59 pm It was instant after brexit. We’ve been struggling to hit target this year which is definitely due to general conditions but the drop in international volume is directly connected to brexit. I do this for a living, I’ve looked at the data :lol:
You also claimed to get all your news/views previously from walking around talking to lots of people and not from reading anything on the internet...... :lol:
I think you’re confusing me with someone else. I actively avoid talking to people irl and am terminally online.

Re: Mortgages

Posted: Wed Dec 07, 2022 2:08 pm
by Broccers
Sundayjumper wrote: Wed Dec 07, 2022 2:06 pm
Sundayjumper wrote: Wed Dec 07, 2022 1:22 pm And it’s not like you’ll get an answer. He’s never able to justify himself.

I’m still waiting for my meatloaf :lol: :lol:
Aww the only person to reply to you is you.

Re: Mortgages

Posted: Wed Dec 07, 2022 2:16 pm
by Sundayjumper
He says, replying to me :lol:

Re: Mortgages

Posted: Wed Dec 07, 2022 2:18 pm
by Rich B
Broccers wrote: Wed Dec 07, 2022 1:36 pm
Rich B wrote: Wed Dec 07, 2022 1:15 pm I'm almost tempted to DM Broccers like he asked to find out what this breakdown is actually all about, but that'll spoil the magic!
Its unfortunate that your so obtuse that you read and dont reply. Fuck off.
Read and don't reply to what?

Re: Mortgages

Posted: Wed Dec 07, 2022 2:22 pm
by Sundayjumper
Rich, you'll never get a sensible answer from him.

He's certainly on a roll last night & today though. I hope he's got enough booze in stock to keep this rant going.

Re: Mortgages

Posted: Wed Dec 07, 2022 2:23 pm
by Broccers
Rich B wrote: Wed Dec 07, 2022 2:18 pm
Broccers wrote: Wed Dec 07, 2022 1:36 pm
Rich B wrote: Wed Dec 07, 2022 1:15 pm I'm almost tempted to DM Broccers like he asked to find out what this breakdown is actually all about, but that'll spoil the magic!
Its unfortunate that your so obtuse that you read and dont reply. Fuck off.
Read and don't reply to what?
Check your messages on here. Such a southern cunt, And if you cant find it I'll post a screenshot.