OV9

Sundayjumper wrote: Wed Dec 20, 2023 3:50 pm I just ran a quote for a cheap Disco 4 and it was c. £400 so in London it would only a about £2k ? You could slum it in a slightly older car for a year or two ?

And a £10k car won't depreciate by £30k/year....

Yeh maybe a possibility. I was actually looking at late L322s as an option. One thing you need to factor in though is ULEZ - needs to be either petrol or post 2015.

An older Cayenne would probably make more sense.

ULEZ - I totally forgot that.

An older Cayenne you say ? Like maybe a 2007 4.8 petrol ? In grey with a few scuffs along the passenger side and an occasional suspension issue ?

Will you take a '68 plate FFRR, slight scuff on OSR door, recently replaced turbo actuator in PX?

If so - 'old aaaut yer aaand.

Rich, Beany, appreciate the recommendation. Sorry you couldn't get a quote, GG.

Reading the PH article on this, apparently JLR had an insurance product but that insurer pulled the scheme last year. Now they have another one.

I'd imagine that to convince an underwriter to let them write LR/RR's again, there's probably a pretty strict criteria. If that's the case, and they're mainly covering those out in the sticks with a lower theft risk, then that isn't really helping anyone. Those people can probably still get cover - it's those in GG's position that they should be aiming to quote for especially.

IMO, they should also be doing quotes on the phone and having an underwriter look at each of those risks on their own merit. A RR in London may not appear the most insurable, but if the car has an S5+ tracker or a Ghost or Disklok, etc, then that changes things a lot. It isn't always black and white!

Yep - mine got stolen in two weeks the first time - now with a faraday box, third party immobiliser and wheel lock it hasn't so much as been subject to a sniff in two years - that is subsequent to 'them' looking at it (and being caught on camera) immediately after I got it and realised it was fully secured.

The problem is the underwriting is stil a very blunt tool. Mine is likely of no greater risk of being nicked now than anything else parked around here (probably much lower risk than your average BMW) but that is clearly not reflected in the models as it doesn't get granular enough.

It melts my mind that securing a Range Rover requires the sort of equipment we had on an '86 Sierra back in the day. Fuckin Diskloks???

https://onemanandhismustang.com/krooklo ... y-designs/

Yeah, bonkers isn't it they're still a very effective visual deterrent.

I've had a Disklok for ages now. Used to keep it on my 650i and now the Mustang. I'm tempted by one for the Mini, although it's not keyless entry, only keyless start.

All the premium SUVs parked at my flat have steering locks
No idea if it's an insurance stipulation but I've never bothered in what is a pretty secure 24/7 guarded car park.

Less useful in modern autos with no gearstick..

https://www.barriersdirect.co.uk/parkin ... itain-p911

Most modern cars don’t have a handbrake handle either

Most of these modern crims wouldn’t have a clue how to defeat a mechanical lock, all the software based workarounds are quick, quiet and leave no trace.

Sticking a big steering lock on will quickly send them to the next target unless they really really want it.

Land Rover are right now developing a branded steering wheel lock to include with future Range Rovers.

Of course it will have keyless entry.

Even on the D4 you could disable keyless entry (via series of button presses). If this feature is a major contributor in their security concerns, then Shirley you can do the same on later cars? Even if it is a dealer job (and then they can provide some kind of certification that it’s done?).

Obviously that’s not ideal - it’s a useful function for many owners - but if it means your insurance is £2k PA vs £7k then some users mike be prepared to relinquish that convenience?

Beany wrote: Thu Dec 21, 2023 1:12 am Less useful in modern autos with no gearstick..

https://www.barriersdirect.co.uk/parkin ... itain-p911

GearstickLock-1.jpg

I had one of those for my VW Polo back in the 1990s. Not that useful because there's enough flex in the handbrake and gear lever of most cars (of that era anyway) that it could be slipped off the handbrake with a hard tug and you could get it off the gearlever by unscrewing the knob on the top Simpler times.

@mik - my Audi has keyless entry but I disabled it in the MMI before I even left the dealership when I bought it. Dead easy. Surely every car with it allows you to do that?

Jobbo wrote: Thu Dec 21, 2023 8:56 am I had one of those for my VW Polo back in the 1990s. Not that useful because there's enough flex in the handbrake and gear lever of most cars (of that era anyway) that it could be slipped off the handbrake with a hard tug and you could get it off the gearlever by unscrewing the knob on the top Simpler times.

Identical experience here with a Mk1 Escort.

I'd assume with disabling remote entry/start etc, the problem for insurance purposes would be proving that in a verifiable way; if the car is nicked and shipped off to a chop shop in Eastern Europe or similar, all they have is your word that you didn't re-enable it as soon as you were off the phone with the insurer.

Edit: I always wondered whether those gearstick lock things were effective, I guess that answers that question

Beany wrote: Thu Dec 21, 2023 9:06 am Edit: I always wondered whether those gearstick lock things were effective, I guess that answers that question

To be fair, nobody actually nicked my Polo. I had the wipers bent round and another time the driver's door kicked in while it was parked up, but it was always still where I left it

What was that thing that was installed through the transmission tunnel to lock the gear linkage in place ? That seemed like a good system. Obvs doesn't work on modern fly-by-wire autos though.

Sundayjumper wrote: Thu Dec 21, 2023 9:41 am What was that thing that was installed through the transmission tunnel to lock the gear linkage in place ? That seemed like a good system. Obvs doesn't work on modern fly-by-wire autos though.

Isn't that just Saab standard fit? I do remember something like that but anything invasive was out of the question for me. The Autolok was preferable to the Disklok because it was easy to put on and remove, and didn't take up too much space.

I spent nearly a grand on a removable wheel, the adapter and a lock which then blocks off the entire shaft and a pedal lock. The only thing is whilst this is all very heavy duty it looks like they all have basic locking mechanism from what I’ve seen on LockPickingLawyer.
I feel like I could buy a kit from him, spend a few hours learning the basics and get through any of these locks. Fortunately criminals these days don’t seem to be so inclined on learning new skills beyond basic computer based stuff.

This makes for depressing reading. How far we have fallen in 20 years

https://assets.publishing.service.gov.u ... _I_041.pdf