Insurance (general moaning thread)

[Rich B]

They're such cheeky fuckers.

I've started phoning around for comparables and getting cheaper quotes already, so I phone my current insurer to cancel the auto-renewal.

"What's the cheaper premium you're being quoted because we might be able to find a better price for you"

The belligerent part of me wants to treat this like a tender. They've already put in their price for the business and it was a shit, overinflated price, ergo they don't deserve the business.

However, from a haggling perspective, that would be a terrible decision

it really isn’t. every time i’ve asked a current insurer for their cheaper price to match/beat a new quote i’ve had it’s been a massive waste of time, as they drop by something silly like £50 when the difference is hundreds.

i now tell them they should have given me the best price and i don’t want them to try.

[Gavster]

i now tell them they should have given me the best price and i don’t want them to try.

That's how it feels for sure.

[Barry]

Last time I got the "what's the best quote you've had" response from the current insurer I've told them to remove their fees as well. I pay a fee for your brokerage, so if I beat it myself and you then match that price, you've failed to do your job so I'm not paying you for it. Funny enough that most disagree (and get sacked).