The yearly insurance trawl

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Orange Cola
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The yearly insurance trawl

Post by Orange Cola » Mon Jul 01, 2019 8:27 pm

Getting tired of dealing with this shit now, the whole industry needs an overhaul.
Mustang GT 5.0 V8 -- Jaguar F-Pace

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Jobbo
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Re: The yearly insurance trawl

Post by Jobbo » Mon Jul 01, 2019 9:23 pm

Even if your existing insurer gave a sensible renewal quote you’d still need to shop around to know that was the case.

If even 5 minutes on the meerkat is too much hassle, just go to a broker and get them to do the work instead.

Excellent moan, would read again, btw 😜

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240PP
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Currently Driving: A5 3.0 TDI, 987 S.

Re: The yearly insurance trawl

Post by 240PP » Mon Jul 01, 2019 10:34 pm

JIC, it's never been easier. Even with more than one car to insure.

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Coaster1
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Re: The yearly insurance trawl

Post by Coaster1 » Tue Jul 02, 2019 12:29 am

I use confused.com, they automatically check for new quotes annually. Simples.

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JonMad
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Re: The yearly insurance trawl

Post by JonMad » Tue Jul 02, 2019 9:07 am

Coaster1 wrote:
Tue Jul 02, 2019 12:29 am
I use confused.com, they automatically check for new quotes annually. Simples.
Don't know if that was deliberate but :D
Tightens your line under power like an umbrella hooked round a lamppost [Car, March 2019]

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Sundayjumper
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Re: The yearly insurance trawl

Post by Sundayjumper » Tue Jul 02, 2019 9:35 am

Great timing - I've just this morning had my renewal from Admiral and it's £50 more than last year. Which on the face of it seems OK tbh.

Do the online comparisons really work for, err, larger households ? I really ought to shop around but it sounds like it'll be painful working through all the permutations when there's more than a couple of cars.

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Jimmy Choo
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Re: The yearly insurance trawl

Post by Jimmy Choo » Tue Jul 02, 2019 9:45 am

Can I just take a moment to complain that moving 4 minutes drive away from my old house and changing my marital status to separated resulted in my premium going from £218 to £480!

This is despite the fact I'm actually less likely to kill myself* now. :roll: :lol:






*I was never planning to and I'm quite happy being alive, thankyouverymuch.
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JLv3.0
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Re: The yearly insurance trawl

Post by JLv3.0 » Tue Jul 02, 2019 9:54 am

Probably because now you''ll be revlimiter'ing your way around the ring road, cruising for dem fine ass Gloucester bitchez :lol:

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Mito Man
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Re: The yearly insurance trawl

Post by Mito Man » Tue Jul 02, 2019 11:56 am

Being married drops your premium because your wife will emit a human speed limit warning sound. Fact.
How about not having a sig at all?

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ShockDiamonds
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Re: The yearly insurance trawl

Post by ShockDiamonds » Tue Jul 02, 2019 12:54 pm

Mito Man wrote:
Tue Jul 02, 2019 11:56 am
Being married drops your premium because your wife will emit a human speed limit warning sound. Fact.
Does that explain why my premiums on automatics are always lower?

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Jimmy Choo
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Re: The yearly insurance trawl

Post by Jimmy Choo » Tue Jul 02, 2019 1:55 pm

JLv3.0 wrote:
Tue Jul 02, 2019 9:54 am
Probably because now you''ll be revlimiter'ing your way around the ring road, cruising for dem fine ass Gloucester bitchez :lol:
It's a Mini One. I'd still be hardly moving! :lol:
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V8Granite
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Re: The yearly insurance trawl

Post by V8Granite » Tue Jul 02, 2019 6:38 pm

Mini = Fanny magnet.

I’d put the baby wipes and anti-bad in the car as you are going to be balls deep in uni girls before the week is out!!

Dave!

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Orange Cola
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Re: The yearly insurance trawl

Post by Orange Cola » Tue Jul 02, 2019 9:14 pm

Jobbo wrote:
Mon Jul 01, 2019 9:23 pm
Even if your existing insurer gave a sensible renewal quote you’d still need to shop around to know that was the case.

If even 5 minutes on the meerkat is too much hassle, just go to a broker and get them to do the work instead.

Excellent moan, would read again, btw 😜
That so is not the case. I got the renewal through for two cars, I went on the comparison sites, got a better quote including one from the current insurer. I then went and repeated it all again on the current insurers website where I got a significantly better quote than what they were offering on the comparison site and for renewal. Phoned them up, an hour in the queue just to talk to someone and the first thing they say is “well I can’t do anything as that our offer... oh I see you’ve requested an online quote from us so ignore the renewal prices you got through the post, they’re not including a multiple number of discounts we can offer you straight away”. £250 gone off the price immediately. They apply the discounts, you haggle a bit more based on being able to name other insurers who have quoted you a figure and they agree to drop the price some more.

Just give me the best price you can offer first time round FFS.
Mustang GT 5.0 V8 -- Jaguar F-Pace

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Simon
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Re: The yearly insurance trawl

Post by Simon » Tue Jul 02, 2019 10:02 pm

Direct Line seem to be giving me cheaper prices on renewal than for a new quote nowadays. When I asked them about it they confirmed they were working harder to reward loyalty than other companies. Whether that remains the case on next renewal I'll have to see.
The artist formerly known as _Who_

16vCento
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Re: The yearly insurance trawl

Post by 16vCento » Tue Jul 02, 2019 10:18 pm

My parents bought me a private plate for my birthday, I went on to the Tesco Insurance site to amend my cover expecting at least a 30 quid admin fee, and got a £3.77 refund instead!

One of the more positive insurance company experiences I've had!

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Jobbo
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Re: The yearly insurance trawl

Post by Jobbo » Tue Jul 02, 2019 11:13 pm

Are you ignoring my suggestion to use a broker?

I’m getting deja vu reading this thread. If you want to do the legwork yourself, do it - if you don’t, use a broker who will do it for you. It’s simple.

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mik
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Re: The yearly insurance trawl

Post by mik » Tue Jul 02, 2019 11:20 pm

16vCento wrote:
Tue Jul 02, 2019 10:18 pm
My parents bought me a private plane for my birthday
Jammy git.

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DeskJockey
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Re: The yearly insurance trawl

Post by DeskJockey » Wed Jul 03, 2019 6:52 am

mik wrote:
Tue Jul 02, 2019 11:20 pm
16vCento wrote:
Tue Jul 02, 2019 10:18 pm
My parents bought me a private plane for my birthday
Jammy git.
Can't be. Too many letters.
---
Driving a Galaxy far far away

16vCento
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Re: The yearly insurance trawl

Post by 16vCento » Wed Jul 03, 2019 7:54 am

:lol:

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Mike1215
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Re: The yearly insurance trawl

Post by Mike1215 » Wed Jul 03, 2019 9:09 am

mik wrote:
Tue Jul 02, 2019 11:20 pm
16vCento wrote:
Tue Jul 02, 2019 10:18 pm
My parents bought me a private plane for my birthday
Jammy git.
He’s got life down to a ‘t’ :)

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