Which boring car...

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Rich B
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Re: Which boring car...

Post by Rich B »

duncs500 wrote: Sat Jul 03, 2021 8:08 am
Rich B wrote: Sat Jul 03, 2021 6:49 am
duncs500 wrote: Sat Jul 03, 2021 4:52 am Yeah, mileage is the problem Ian. Don't really know what it will be, but it will be quite a lot.
just make sure the excess mileage cost plus the fuel is within your mileage claim rate.
The mileage rate doesn't even cover fuel, so there's no chance of that! :lol:

I don't know, after years of leasing I feel like owning something.
what's your mileage rate? You know you can claim back the difference of it's really low.
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duncs500
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Re: Which boring car...

Post by duncs500 »

Rich B wrote: Sat Jul 03, 2021 9:41 am
duncs500 wrote: Sat Jul 03, 2021 8:08 am
Rich B wrote: Sat Jul 03, 2021 6:49 am just make sure the excess mileage cost plus the fuel is within your mileage claim rate.
The mileage rate doesn't even cover fuel, so there's no chance of that! :lol:

I don't know, after years of leasing I feel like owning something.
what's your mileage rate? You know you can claim back the difference of it's really low.
It's 11/12/17p depending on engine size. I know you can claim something back at the end of the tax year, I've never done it before but I will be giving it a go next time round.
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Rich B
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Re: Which boring car...

Post by Rich B »

duncs500 wrote: Sat Jul 03, 2021 9:47 am
Rich B wrote: Sat Jul 03, 2021 9:41 am
duncs500 wrote: Sat Jul 03, 2021 8:08 am

The mileage rate doesn't even cover fuel, so there's no chance of that! :lol:

I don't know, after years of leasing I feel like owning something.
what's your mileage rate? You know you can claim back the difference of it's really low.
It's 11/12/17p depending on engine size. I know you can claim something back at the end of the tax year, I've never done it before but I will be giving it a go next time round.
Why would you not?!! It's simple and you've probably got a load of money sat waiting for you. You can do previous years too - I did a few years in one go.
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Simon
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Re: Which boring car...

Post by Simon »

Rich B wrote: Sat Jul 03, 2021 9:41 am
duncs500 wrote: Sat Jul 03, 2021 8:08 am
Rich B wrote: Sat Jul 03, 2021 6:49 am just make sure the excess mileage cost plus the fuel is within your mileage claim rate.
The mileage rate doesn't even cover fuel, so there's no chance of that! :lol:

I don't know, after years of leasing I feel like owning something.
what's your mileage rate? You know you can claim back the difference of it's really low.
You can claim the tax back on the difference so therefore can still end up out of pocket.
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duncs500
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Re: Which boring car...

Post by duncs500 »

Rich B wrote: Sat Jul 03, 2021 9:51 am
duncs500 wrote: Sat Jul 03, 2021 9:47 am
Rich B wrote: Sat Jul 03, 2021 9:41 am what's your mileage rate? You know you can claim back the difference of it's really low.
It's 11/12/17p depending on engine size. I know you can claim something back at the end of the tax year, I've never done it before but I will be giving it a go next time round.
Why would you not?!! It's simple and you've probably got a load of money sat waiting for you. You can do previous years too - I did a few years in one go.
Haven't been claiming mileage for 4.5 years or so, been on the train into London all that time.
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Swervin_Mervin
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Re: Which boring car...

Post by Swervin_Mervin »

Crikey thats a low mileage rate. Can claim back 45p/mi up to 10k a year and then 25p/mi over that.
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Rich B
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Re: Which boring car...

Post by Rich B »

I did a few grands worth of claims when I first learned that you could claim the difference (I had a £6k car allowance and 13p a mile).
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duncs500
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Re: Which boring car...

Post by duncs500 »

Yep definitely will do the claim. Car allowance is pretty decent at £8.5k at least.
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Rich B
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Re: Which boring car...

Post by Rich B »

duncs500 wrote: Sat Jul 03, 2021 6:03 pm Yep definitely will do the claim. Car allowance is pretty decent at £8.5k at least.
right, now we've established there's some more money lurking about, let's revise the budget and get something that isn't mind bendingly boring like an Insignia or Mazda 6!
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ZedLeg
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Re: Which boring car...

Post by ZedLeg »

Rich B Evonomics Financial Advisor :lol:
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Simon
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Re: Which boring car...

Post by Simon »

Depending on his marginal rate of tax that might barely be £420 a month or less... :cry:
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duncs500
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Re: Which boring car...

Post by duncs500 »

Additional moneys allocated elsewhere, boring car is the clearly stated brief! :-P
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nuttinnew
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Re: Which boring car...

Post by nuttinnew »

May fit the words better than the spirit of your requirements; https://www.autotrader.co.uk/car-detail ... sed&page=1
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Jimexpl
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Re: Which boring car...

Post by Jimexpl »

Is there any point buying a boring car?
On the two occasions I’ve done it, they’ve cost me more than an interesting one, as I’ve ended up selling after 3 months and 11 months for something more interesting!

This doesn’t fit your criteria for under six years old, but given that I think there’s only fifteen in existence with a private plate no one would know how old it is -

https://www.autotrader.co.uk/car-detai ... obcid=soc3
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duncs500
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Re: Which boring car...

Post by duncs500 »

It's only to replace another boring car (that I've been fine with running for 3 years, and had boring ones before that too). I'm not really interested in what others may consider 'interesting'. All these sorts of cars are basically white goods for me and much of a muchness, I just want it to be passable and cheap leaving more money for shiny bits for the Lotus.
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ZedLeg
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Re: Which boring car...

Post by ZedLeg »

Nonsense Duncs, you should buy a Quattroporte to impress blokes on the internet.
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Rich B
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Re: Which boring car...

Post by Rich B »

duncs500 wrote: Sun Jul 04, 2021 10:29 am It's only to replace another boring car (that I've been fine with running for 3 years, and had boring ones before that too). I'm not really interested in what others may consider 'interesting'. All these sorts of cars are basically white goods for me and much of a muchness, I just want it to be passable and cheap leaving more money for shiny bits for the Lotus.
just go to a car supermarket and let them tell you what to buy then!
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Mito Man
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Re: Which boring car...

Post by Mito Man »

Just buy a Golf Estate - probably diesel. The definition of a boring car but decent. Then you can buy a F40 to go with it.
How about not having a sig at all?
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ZedLeg
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Re: Which boring car...

Post by ZedLeg »

I mean @Marv has had his diesel golf for a million years and it’s let him have a Porsche and an M3. He appears to be doing it right.
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duncs500
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Re: Which boring car...

Post by duncs500 »

Rich B wrote: Sun Jul 04, 2021 12:43 pm
duncs500 wrote: Sun Jul 04, 2021 10:29 am It's only to replace another boring car (that I've been fine with running for 3 years, and had boring ones before that too). I'm not really interested in what others may consider 'interesting'. All these sorts of cars are basically white goods for me and much of a muchness, I just want it to be passable and cheap leaving more money for shiny bits for the Lotus.
just go to a car supermarket and let them tell you what to buy then!
:lol: Alright Rich, just pooling the collective knowledge for a car that ticks the most of my boxes.
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