This is how I do mineJobbo wrote: ↑Mon Sep 10, 2018 2:55 pm I bought mine outright and got about £100 off because I didn't buy anywhere near launch. However, the Apple Upgrade Programme is a 0% interest deal to buy outright at RRP but you get Apple Care+ included, and the right to trade to a new one before you've finished paying, so it seems to be one of the better ways to get a brand new unlocked iPhone immediately they're launched.
You don’t get Apple Care+ included for free, you have to pay for it. So your cost is the cost of the phone PLUS Apple Care+, which you have to have.
For me this was
iPhone X 64GB - £999
Apple Care+ - £199
Total - £1198.00
Upfront Payment in Store - £69
Leaving £1129, split over 20 months at 0% APR
Then, after 11 monthly payments (1 year later) you can trade in your iPhone X, which clears the debt and allows you to get a new iPhone
They first started this with the iPhone 7, which I did, and then I swapped to an X after the year.
Slight problem is, the 8 came out 1 year after the 7, with the X coming out about a month after that. I wonder if I have to wait the full year, or whether I’ll be able to make an additional 1 month payment to upgrade “early”